1. Gulfport, Mississippi
With its affordable housing, lively arts scene, and beautiful beaches along the Gulf of Mexico, Gulfport offers a laid-back vibe without the high costs associated with more famous coastal towns.
2. Port St. Joe, Florida
This small town on Florida’s Forgotten Coast is a hidden gem with stunning beaches and a welcoming community. It’s also more budget-friendly than many other Florida beach towns.
3. Pawleys Island, South Carolina
Known for its relaxed atmosphere and natural beauty, Pawleys Island is a charming, low-key spot. With a cost of living below the national average, it’s an ideal choice for a peaceful retirement.
4. Rockport, Texas
This coastal town combines affordable living with access to the Gulf of Mexico, along with plenty of fishing, bird-watching, and quiet beaches. Rockport’s small-town feel and mild winters are a big draw.
5. Astoria, Oregon
Sitting at the mouth of the Columbia River, Astoria offers scenic coastal views and historic charm. With reasonable home prices and a strong sense of community, it’s a great choice for budget-conscious retirees.
6. Sequim, Washington
Nestled near the Olympic Mountains, Sequim has mild weather, beautiful beaches, and a relatively low cost of living for a West Coast location. It’s perfect for retirees looking for both nature and coastal living.
7. Navarre, Florida
Located between Pensacola and Destin, Navarre boasts stunning white sand beaches and a quiet, small-town feel. It’s a more affordable option on Florida’s Emerald Coast with a relaxed, family-friendly atmosphere.
8. Bay St. Louis, Mississippi
Bay St. Louis combines Southern charm with a beachy vibe. This friendly community has low property taxes, affordable homes, and a great local art scene, making it an ideal spot for retirees.
9. Carolina Beach, North Carolina
Just south of Wilmington, Carolina Beach is known for its laid-back vibe, family-friendly beaches, and reasonable housing costs. The town also offers easy access to both the beach and nearby city amenities.
10. Freeport, Texas
A hidden gem on the Gulf Coast, Freeport has affordable waterfront properties, a fishing-friendly environment, and a slower pace of life. It’s ideal for retirees seeking a quiet, affordable beach town.
11. Del Haven, New Jersey
For those who want a Northeast beach without high costs, Del Haven offers access to the Delaware Bay with lower property values and fewer tourists than many Jersey Shore hotspots.
12. Brunswick, Georgia
Close to the popular Golden Isles but without the steep price tag, Brunswick offers historic charm, friendly locals, and beautiful coastal scenery, perfect for retirees on a budget.
13. Port Orford, Oregon
This small town on Oregon’s southern coast is peaceful, scenic, and affordable. It offers a creative, artsy community vibe alongside rugged coastal beauty and mild weather.
14. Matagorda, Texas
Matagorda is a quiet, budget-friendly beach community with access to the Gulf of Mexico. Known for fishing and natural beauty, it’s a tranquil spot that’s ideal for retirees seeking solitude and scenery.
These underrated beach towns provide the beauty and serenity of coastal living without breaking the bank.
