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1. Too Much Concrete or Paving Large patios, driveways, and walkways made of concrete or stone might look clean and […]

1. Trampolines Without Safety Enclosures Trampolines might be a kid favorite, but they’re a major red flag for insurers—especially if

1. Overly Structured Activities Game nights, wine tastings, or murder mystery dinners can be fun—but if the schedule is too

1. No Backup Plan for Rain It’s easy to get swept up in the vision of a sunny garden party—but

1. Buying a Giant Dining Table You Rarely Use It’s tempting to picture big dinner parties and holiday feasts when

1. Using Too Many Storage Bins Storage bins can be helpful, but when they multiply unchecked, they start to take

1. Walk-In Pantries Once a nice-to-have, walk-in pantries have become a subtle sign of space—and by extension, privilege. They signal